Capitec Bank Holdings Ltd / ADR

Capitec Bank Holdings Limited, through its subsidiaries, provides various banking products and services in South Africa. The company operates through three segments: Personal banking, Business banking, and Insurance. It offers transactional banking services; flexible, notice, fixed, and tax-free savings; call and notice deposits; term, home, personal, vehicle, education, home improvement, business, term, medical, instalment, short-term, and mortgage loans; overdrafts, instalment sales and leases, credit and debit cards, and access facilities; and payment, merchant, forex, franchising, and value-added services. The company also provides treasury products comprising foreign exchange spot trades and foreign exchange forward contracts; insurance products, such as general, fleet, agricultural, engineering, motor traders, hospitality, contractors all risk, life, and credit insurance, as well as funeral cover insurance; and trade finance products, including letters of credit, trade guarantees, bills of collection, exchange control, and society for worldwide interbank financial telecommunication, as well as app and online banking. In addition, it offers vehicle and asset finance, property finance, rental finance, credit line products, and card machines. The company was incorporated in 1999 and is based in Stellenbosch, South Africa.

Capitec Bank Holdings Limited는 자회사를 통해 남아프리카 공화국에서 다양한 은행 상품 및 서비스를 제공합니다. 이 회사는 개인 금융, 기업 금융, 보험의 세 가지 사업 부문을 통해 운영됩니다. 주요 서비스로는 입출금 및 거래 서비스, 유연/통지/정기/비과세 저축 상품, 요구불 예금 및 통지 예금 등이 있습니다. 대출 상품으로는 기간, 주택, 개인, 차량, 교육, 주택 개량, 사업, 의료, 할부, 단기, 모기지 대출이 있으며, 당좌 대월, 할부 판매 및 리스, 신용카드 및 직불카드, 접근 편의 서비스도 취급합니다. 이 외에도 결제, 가맹점,