Alerus Financial Corporation은 미국 내 기업과 소비자에게 다양한 금융 서비스를 제공하는 Alerus Financial, National Association의 은행 지주 회사로 운영됩니다. 이 회사는 뱅킹, 퇴직 및 복리후생 서비스, 자산 관리의 세 가지 사업 부문으로 운영됩니다. Alerus Financial Corporation은 요구불 예금, 이자 지급 거래 계좌, 머니마켓 계좌, 정기 및 저축 예금, 무이자 예금, 이자 지급 당좌 예금, 양도성 예금 증서(CD)를 제공하며, 전자 채권 관리, 원격 예금 입금, 현금 금고, 가맹점 및 기타 현금 관리 서비스를 포함한 재무 관리 상품도 제공합니다. 또한 이 회사는 상업 대출
Alerus Financial Corporation operates as the bank holding company for Alerus Financial, National Association that provides various financial services to businesses and consumers in the United States. The company operates in three segments: Banking, Retirement and Benefit Services, and Wealth. It offers demand deposits, interest-bearing transaction accounts, money market accounts, time and savings deposits, noninterest-bearing deposits, interest-bearing checking accounts, and certificates of deposit; and treasury management products, including electronic receivables management, remote deposit capture, cash vault, merchant, and other cash management services. The company also provides commercial loans, business term loans, and lines of credit; commercial real estate, and commercial and industrial loans; consumer lending products, including residential first mortgage loans; and installment loans, and loans collateralized by cash and marketable securities. In addition, it offers retirement plan, and investment advisory services, employee stock ownership plan, investment fiduciary services, health savings accounts, flex spending accounts, COBRA recordkeeping, and other administration services, as well as individual retirement accounts; and financial planning, investment management, personal and corporate trust, estate administration, and custody services. Further, the company provides debit cards, personal and business loans, credit cards, online and mobile banking/wallet, private banking, deposit and payment solutions, mortgages, administration, and government health insurance program services. The company was formerly known as First National Bank North Dakota and changed its name to Alerus Financial Corporation in 2000. Alerus Financial Corporation was founded in 1879 and is headquartered in Grand Forks, North Dakota.